Auf Wiedersehen, Brieftasche! Hallo, Brainwave Banking!

By 2035, forget clunky credit cards and even your smartphone; your brainwaves will be your bank account. Secure biometric authentication, coupled with advanced AI, will allow for instantaneous, thought-controlled transactions – leading to the inevitable rise of “mind-hacking” insurance policies to protect against accidental purchases of questionable online llama-themed merchandise.